“Tokenisation Democratises Finance”

Hugo Vautier, Associate Partner, and Adrien Rollé, CEO of Opportunity Financial Services (Photo © Opportunity Financial Services)

For Opportunity Financial Services, investing digitally allows the greatest number of people to access alternative products on a small budget, while at the same time providing financial support for a business, cultural, artistic or environmental project.

Founded in 2003, Opportunity Financial Services S.A. specialises in fund management and in corporate services, supporting institutional clients, corporate clients and entrepreneurs alike. Since 2018, the company has launched the management of tokenised assets, giving their owners shares in material or non-material assets.

Raising Awareness

On the one hand, tokenisation allows companies or individuals to raise funds without going through banks or the stock market. It is also an opportunity for the greatest number of people to access, with a small budget (often between €50 and €1,000 per token), alternative products while financially helping a business, cultural, artistic or environmental project.

These tokens are issued, stored, exchanged and managed via the blockchain, which is an electronic ledger in which data on these securities, their holders and transactions are recorded.

Still in its infancy, asset tokenisation is starting to develop well in Luxembourg, according to its CEO and co-founder Adrien Rollé. However, some players in alternative finance are still hesitant to embark on this adventure. With its many advantages, this new technological and financial breakthrough deserves to be better known by the various companies in the market.

“It is important to be able to talk about it in a healthy way and to popularise the concept while simplifying it to the extreme, by showing concrete cases, so that adoption by the greatest number of people is as easy as possible,” he suggests.

“The Road Is Long”

For Hugo Vautier, Associate Partner at Opportunity Financial Services, tokenisation democratises finance: “As the purchase value of tokens is accessible, small investors can expect more attractive returns than those of traditional funds,” he adds. “They will also be able to recover their bets in the short term thanks to a secondary market that should be set up soon, compared to 3 to 10 years for hedge funds.”

Not forgetting the collaborative and societal aspect of the approach: “Thanks to blockchain, investors will be able to benefit from greater transparency on the operations of their investment fund. They will be able to exercise their rights more easily at the level of the fund and the underlying assets and participate directly in the life and even the decisions of the fund,” continues Adrien Rollé.

For Hugo Vautier, the anchoring of tokenisation in people’s minds will be successful when people no longer realise that it is digital. More precisely, “When all operations on the life of the fund become intuitive for stakeholders, we will no longer wonder how it works,” he notes. “Who today asks the question of how the internet works?”

For the two experts, the road is still long, but they remain optimistic. “In our opinion, the country will remain a pioneer in this field. We can therefore hope that it will be the first to establish a favourable regulatory framework. This is the only condition that will enable it to meet the major challenges of tokenisation and thus open the doors to great opportunities within Europe.”


Sponsored by Opportunity Financial Services This article was first published in the Silicon Luxembourg magazine. Read the full digital version of the magazine on our website, here. You can also choose to receive a hard copy at the office or at home. Subscribe now.

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