Words From A Member: Malte Rau (Pliant)

Pliant’s CEO Malte Rau, and co-founder Fabian Terner (Photo © Pliant)

Pliant is a newcomer to the LHoFT. CEO Malte Rau and co-founder Fabian Terner tell us more about the company.

Can you pitch your startup in a few words?

Pliant is Europe’s most innovative b2b corporate credit card solution.

Why did you decide to join this company?

We believe credit cards are the best b2b payment method because of their universal acceptance, convenience, security, and programmability. It’s a future-proof payment that can dominate payment categories and offers unique benefits to a variety of industries.

What are your product(s)/service(s) and your business model?

Pliant’s core product is a corporate credit card platform for issuing real VISA credit cards with high limits and custom terms, and professional onboarding with our own risk & compliance assessments.

How is your offering different from your competitors and other market players?

Other market players offer all-in-one solutions and often don’t include real credit cards, while the traditional banks offer real credit cards, but don’t offer rapid onboarding and implementation.

Why did you decide to join the LHoFT?

LHoFT shares our commitment to innovation in the financial industry. On top of the hosting in their co-working facility, LHOFT helps Pliant to connect with the Luxembourg Fintech ecosytem and support us in our growth by opening their strong network.

What’s next?

Continue rolling out our new CaaS product (cards-as-a-service) where businesses as banks, lenders or other companies  can white label or fully embed Pliant into their own product. We will just keep providing the best service to customers in industries that benefit the most from credit cards.

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