Date of creation:
c/o lux future lab
59 boulevard Royal
(+352) 671 099 177
Clement Coeurdeuil, Romain Bignon
Sales manager Luxembourg
Business Developer Luxembourg
Field of activity:
Budget Insight is a French fintech founded in 2012 by the two co-founders, Clément Coeurdeuil and Romain Bignon. The company has tackle the growing need to have a tool allowing end-customers to handle their finances. Clément Coeurdeuil, from Ecole Centrale Paris and Romain Bignon an autodidact programmer who worked in computing security have joined to create Budgea PFM (Personal Finance Management). The mobile application has been developed and revolves around Budgea API which enables to have access to banking data of the end-customers. Budget Insight has quickly headed towards the B2B market since many of our current trading partners have asked us to integrate our aggregation API into their own software. Today, Budget Insight’s core business is the development, improvement and distribution of its APIs. Our APIs scope gather aggregation of data and wire transfer initiation.
Budget Insight is the B2B aggregator leader in France: it works with more than 80 trading partners among which 11 are major groups (BNP Paribas, Crédit Mutuel Arkea, ING Direct, Swisslife etc). Each partnership has lead to the development of very different products, but the general idea is to put the end-customer at the center of the considerations in order to create a financial service with a lot of added-value.
API Budgea Bank : current account aggregation – API Budgea Wealth : saving account aggregation – API Budgea Pay : wire transfer initiation – API Budgea Bill : invoices aggregation.
In March 2017 it has launched a subsidiary in Luxembourg, and Budget Insight intend to tackle the European market. It already covers many European countries and diversifies its core business to offer the most comprehensive offer possible. Budget Insight is currently developping aggregation of other aggregators and other financial services.